Tier 1 ( Preferred Generic) contains 1,327 drugs and has a co-payment of $0.00.The cost-sharing for this plan is divided as follows: Every plan can name their tiers differently, and can place medications on any tier. The Freedom VIP Care (HMO C-SNP)’s formulary is divided into 5 tiers. This helps the plan to organize and manage the prescription cost-sharing. All medication are divided into tiers within the plans formulary. Since this plan has no deductible, your coverage (initial coverage phase) will start right away. During this phase, you and the insurance company share your prescription costs. The Initial Coverage Phase (ICP) can be thought of as the cost-sharing phase of the plan. Click here to browse the Freedom VIP Care (HMO C-SNP) Formulary. There are 3327 drugs on the Freedom VIP Care (HMO C-SNP) formulary. The following information is about the Freedom VIP Care (HMO C-SNP) formulary (or drug list). This plan (Freedom VIP Care (HMO C-SNP)) has no deductible. Some plans have a deductible that must be paid (in full) prior to the prescription coverage assisting in your prescription costs (see cost-sharing below). That means that you have first dollar coverage. This plan does NOT have a deductible for the prescription drug coverage. Prescription Drug Coverage: Deductible, Cost-sharing, Formulary
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